| 1.1 |
Private customers' transfers in the national currency |
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when depositing funds into a bank cash department in the national currency
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- for education, treatment
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0,2% (min 1 - max 25 BYN)
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- other payments for more than 5.000 BYN
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0,2% (max 60 BYN)
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| - other payments for less than 5.000 BYN |
1% (min 1 - max 10 BYN) |
| with cashless credit of funds |
0,1 % (min 1 - max 30 BYN) |
| while depositing cash in foreign currency to the bank with its sale to the bank |
no fee |
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when depositing funds to the cashier while paying taxes, duties and other compulsory payments to the budget and budget funds
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no fee for acceptance, recounting and transfer
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| transferring abroad in the national currency |
1% (min 1,23 - max 30 BYN) |
| Carrying-out urgent transfers in national currency via BISS system |
3,50 BYN |
| Transfer of donations to charity for the victims account |
no fee |
| 1.2 |
Private customers' transfers in foreign currency:
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Schedule of carrying-out payment transactions of individuals in foreign currency (Minsk time)
| Currency |
Time of delivering the payment instructions to the Bank1 |
Value date3 |
| USD |
Till 16-00 |
The same banking day |
| EUR |
Till 15-30 |
The same banking day |
| RUB |
Till 15-20 |
The same banking day |
| Express transfer in RUB2 |
Till 16-30 |
The same banking day |
| PLN |
Till 14-00 |
The same banking day |
| Other currencies |
Till 13-00 |
The same banking day |
1 in case of expiration of the time for payment the Bank makes payment (valuation) on the following banking day;
2 is in effect on the payment of extra commission according to the Fees of the bank;
3 value date - the date from which the debited amount of funds is not in possession of the account holder (Resolution of the Board of the National Bank of the Republic of Belarus № 66 of March 29, 2001).
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| 1.2.1 |
in USD:
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| tariff “Econom” - expenses are at the Beneficiary’s cost |
up to 0,2% for acceptance and recounting |
| tariff “Optimal” - expenses of the sending bank associated with transfer – at the Payer’s , expenses of other banks - at the Beneficiary’s cost |
0,1% (min 15 USD – max 75 USD) + up to 0,2% for acceptance and recounting |
| tariff “Lavish” - expenses are at the Payer’s cost |
0,15% (min 25 USD – max100 USD) + up to 0,2% for acceptance and recounting |
| tariff “Students'” - for participation in the student training programs and sharing: Work & Travel, Summer internship, Internship (Application Fee) expenses are at the Payer’s cost. |
15 USD + up to 0,2% for acceptance and recounting (as agreed by the parties) |
| 1.2.2 |
in EUR: |
|
| tariff “Econom” - expenses are at the Beneficiary’s cost |
up to 0,1% for acceptance and recounting |
| tariff “Optimal” - expenses of the sending bank associated with transfer – at the Payer’s, expenses of other banks - at the Beneficiary’s cost |
0,1% (min 15 EUR – max 75 EUR) + up to 0,1% for acceptance and recounting |
| tariff “Lavish” - expenses are at the Payer’s cost |
0,15% (min 25 EUR – max 75 EUR) + up to 0,1% for acceptance and recounting |
| 1.2.3 |
in RUB |
10 USD + up to 0,5% for acceptance and recounting |
| in RUB on payment instructions from 15.30 till 16.30 Minsk time |
20 USD + 0,5% for acceptance and recounting |
| 1.2.4 |
in GBP |
30 GBP + до 0,5% for acceptance and recounting (as agreed by the parties) |
| 1.2.5 |
in other hard currencies |
25 USD + up to 0,5% for acceptance and recounting |
| 1.2.6 |
in other currencies |
0,1% (min 15 USD – max 50 USD) |
| |
All fees may be charged in currency in which transactions are carried out, unless otherwise agreed, or in hard currency and RUB at the cross rate of the National Bank of the Republic of Belarus on the day of charging a fee, or in BYN at the rate of National Bank of Belarus on the day of charging a fee.
The amount of fee shall be rounded off to the nearest whole number.
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| 1.2.7 |
Foreign currency transfers by Сustomer's within the system of JSC “BSB Bank”¹ |
no fee |
¹ - Except for transfer to accounts of legal entities – Customers of JSC “BSB Bank” ²
² - Acceptance, recounting and debiting foreign currency to the accounts – 0,5% of the amount of currency |
| 1.2.8 |
Foreign currency transfers by the Customer’s to the “loro” accounts of non-resident banks opened with JSC “BSB Bank” |
no fee |
| 1.3 |
Cash withdrawal transactions by private customers without opening an account: |
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cashless credit from the Republic of Belarus for the benefit of private customer followed by cash withdrawal:
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in the national currency with the payment reference:
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- wages, bonuses, alimony, scholarships, financial aid, vacation and other benefits included in the payroll, pensions and allowances;
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1% of the disbursed amount;
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- entrepreneurs income and other individual entrepreneurs payments
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| for the amount less or equal to 10.000 BYN per month |
1% |
| for the amount more than 10.000 up to 20.000 BYN per month |
1,5% |
| for the amount more than 20.000 BYN per month |
2% |
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- dividends
|
1,5 % of the amount;
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| - travel and administrative expenses, insurance payments |
1,5 % of the amount; |
| - loan, repayment of loan and other payments |
2% of the amount;
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| - for a deposit for participation in an open auction for the sale of land to the private ownership |
0,8 % of the amount; |
| in foreign currency (USD, EUR, RUB) |
up to 0,5% of the amount |
| in other foreign currencies |
2% of the amount
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| - dividends |
3%; 5% (from other banks)
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| cashless credit from abroadfor the benefit of private customer followed by cash withdrawal: |
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- in national currency
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2% of the amount
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- in foreign currency (USD, EUR, RUB)
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0,5% of the amount |
| - in other foreign currency |
2% of the disbursed currency amount |
| Σ when calculating the fee the Bank sums the funds of individual entrepreneurs with regard to operations marked with Σ for the month |
| 1.3.1 |
Crediting of funds to the private customer’s accounts without issuing bank payment cards |
| Service |
BYN |
USD |
EUR |
RUB |
CHF |
| - wages, bonuses, alimony, scholarships, financial aid, vacation and other benefits included in the payroll, pensions and allowances |
1% |
0.5% |
0.5% |
0.5% |
0.5% |
| - dividends |
1.5% |
1% |
1% |
1% |
1% |
| - travel and administrative expenses, insurance payments |
1.5% |
1% |
1% |
1% |
1% |
| - loan, repayment of loan and other payments |
2% |
1% |
1% |
1% |
1% |
| 1.3.2 |
Crediting of funds from the individual entrepreneur current account ∑ |
| Business income and other payments to the amount less and equal to 10.000 BYN per month |
1% |
| Business income and other payments to the amount from 10.000 BYN to 20.000 BYN per month |
1.5% |
| Business income and other payments to the amount more than 20.000 BYN per month |
2% |
| Σ while calculating Bank, fee amounts of individual entrepreneurs transactions marked Σ summed up per month |
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| 1.4 |
Foreign currency banknotes exchange to notes of other nominal value: |
| exchange of amount less then 10.000 USD |
2% of the amount (min USD 1) |
| exchange of amount more then 10.000 USD |
1,5% of the amount
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| 1.5 |
Replacement of damaged or worn-out banknotes |
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| USD, EUR and CHF |
2% of the amount (min USD 1) |
| Other foreign currencies, which can be bought by the bank cash department |
5% of the amount (min USD 20) |
| 1.6 |
Exchange of BYN banknotes of 2000 sample year to banknotes of 2009 sample year |
no fee |
| Exchange of BYN banknotes and coins of 2009 sample year to banknotes and coins of 2009 sample year |
no fee
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